Duke Warner Realty

Homeowners Association Law relates to the creation and enforcement of organizations and their rules that manage and community associations and help to maintain their appearance and value. Most homeowners’ associations (HOA’s) and condominiums are made up of a common residential asset managed through a chosen Board of Directors. Membership is mandatory upon the purchase of real estate situated in the association. State laws, local bylaws, and organizational rules all relate to the management of the community.

If you’re looking for properties in neighborhoods, chances are you’ll come across more than a few homes that are within HOAs. As mentioned above, typically if you buy a property within an HOA, the membership is mandatory.  While there are both pros and cons to living within an HOA, ultimately you’ll want to buy in a neighborhood that serves your needs best. Duke Warner brokers are here to help you figure out what’s best for your lifestyle.


Buyers don’t like the idea of being told what they can or cannot do with their own property. If you fall under that type, then living in an HOA might not be for you. HOA’s limit parking availability and they can require that certain decorations must be up or down at various times of the year. Running a business out of your home? You will want to check with any potential HOA’s that represents properties you like. Some HOA’s have strict rules about running business from your home. Not all HOA’s are the same, but it’s important to check with the regulations before you buy.

Fees can be a big part of why people don’t want to buy within an HOA. Some HOA fees can be on the higher end or lower end, it just depends on how they’re managed. The monthly HOA fee is something most buyers aren’t eager about. It depends on how you weigh the added benefit if the regulations within a neighborhood, and how they affect the ongoing value of your home, versus the cost of ongoing monthly or yearly payments.


One benefit of living within an HOA is that the overall appearance of your neighborhood is better. Living within an HOA means that higher standards are set for the appearance of properties. Lawns must be mowed, houses must be painted, houses can’t be painted in wild colors, etc. Some HOAs are formed by the developer and are run by a Board of Directors. As houses within the development sell, the Board of Director’s transitions over to a Board of Elected Residents. Some HOAs opt to have a management company run them, so residents aren’t responsible for meetings and organization. It’s best to keep HOAs within residents, because most residents are invested in their own neighborhoods.

Living within an HOA ensures that all homeowners take care of their homes. It also helps keep the value of homes higher, as neighborhoods look cleaner and stay well-maintained. It also ensures that the proper steps are taken when dealing with any issues in the neighborhood. If your neighbor’s dog is barking, or there have been one too many loud parties, rather than starting a spat between neighbors, the HOA can be notified and will handle the situation.

Decisions, Decisions

Know what you’re looking for in a property, and choose whether an HOA is right for you. It is an important decision when buying a home. Research the HOA that manages the neighborhood you are interested in and read the fine print. HOAs are typically beneficial, but it’s important to know what you are getting into by joining. If you’re looking for higher standards within your community, and want your neighborhood in Bend, Oregon to appear well-maintained, an HOA is right for you. If you want more freedom to do what you want with your home, it’s better to look in neighborhoods that don’t have managing HOA’s. At Duke Warner Realty, we are committed to helping you navigate questions you might have when purchasing a home. Whether it’s within a neighborhood with an HOA, or not. Give us a call today!